Free and accurate simulator — official ACD 2025 tax brackets, social contributions, benefits in kind.
The LuxSalary.lu calculator applies the official tax brackets from the Administration des contributions directes (ACD) to convert your gross salary to net. It takes into account your tax class (1, 1a or 2), mandatory social contributions (pension insurance 8%, health insurance 3.05%, dependency insurance 1.4%) and applicable tax credits.
The simulator also includes benefits in kind (company car, housing, meal vouchers) and calculates their impact on your net salary. Whether you are a resident or a cross-border worker from France, Belgium or Germany, the same tax brackets apply.